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Gold Karat and Fineness Guide

Compare 24K, 22K, 21K, 20K, 19K, 18K and 12K gold using karat ratios, fineness and practical buying checks.

5 min readPublished 9 September 2026 · Updated 9 September 2026Editorial standard

Karat measures a proportion

The karat system expresses gold purity in 24 parts. The theoretical pure-gold ratio is karat divided by 24. Fineness expresses a similar proportion in parts per thousand.

  • 24K: 24/24, approximately 999 or higher fineness when sold as high-purity bullion
  • 22K: 22/24, approximately 916.7 fineness
  • 21K: 21/24, 875 fineness
  • 20K: 20/24, approximately 833.3 fineness
  • 19K: 19/24, approximately 791.7 fineness
  • 18K: 18/24, 750 fineness

Purity is not the whole product

Alloy metals can improve hardness, colour or workability. A lower-karat item is not automatically poor quality; it may be designed for durability. The important point is that the invoice, stamp, test and price all describe the same purity.

Verify before paying

Ask for the stated karat, net gold weight and testing method in writing. A stamp is useful evidence but should not replace an invoice or an appropriate test when the value is material.

Frequently asked questions

Is 22K exactly 92% gold?

The theoretical ratio is 22 divided by 24, or about 91.67%. Actual permitted tolerances depend on the applicable standard and test.

Does a higher karat always make better jewellery?

Not necessarily. Higher purity means more gold content, while alloy choice and construction affect durability and wear.